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Financial services

KYC that keeps pace with new AML obligations.

Wealth managers, loan brokers, fund operators and fintech builders all have the same new problem: expanding AML/CTF obligations without the engineering budget to solve them. ShareRing is the enterprise-grade KYC stack you do not have to build.

Enterprise KYC. Without the enterprise build.

ShareRing Me

A document and proof of address, released together from the vault.

About a minute the first time. About two seconds at the next firm that asks.

The obligation, and the budget

Tranche 2 arrived without an engineering team attached.

The obligations arriving are the same across the sector; the budget to meet them is not. What follows is one verification layer that six different kinds of firm can use without any of them building it.

Wealth managers and advisors

High-net-worth clients expect discretion. An encrypted channel handles sensitive documents.

Mortgage brokers and lenders

Instant verification takes days out of a loan application.

Insurance companies

Verify policyholders at onboarding and again at claim, with ongoing AML screening in between.

Fintechs and payment providers

API integration, so you scale without scaling the compliance team.

Fund managers and crowdfunding

Tiered investor onboarding, proven on a licensed platform with 1,800+ investors.

Superannuation and retirement

Member verification for rollovers and withdrawals.

One stack, six kinds of firm.

The same three pieces serve all of them, which is rather the point: the obligation is shared, so the infrastructure should be too.

What you get

  • ShareRing Me: the customer verifies once and carries it. See the app.
  • ShareRing Link: a no-code portal with configurable workflows, tiered verification and webhook notifications. See how it works.
  • ShareLedger: a blockchain audit trail with immutable proof and no personal documents on-chain. See the ledger.

Regulatory compliance, stated rather than implied.

Reusable KYC built to the AML/CTF Act 2006 and AUSTRAC enrolment for reporting entities across banking, wealth, funds and fintech, with information security controls and privacy-by-design built to GDPR, CCPA and the Australian Privacy Principles.

Build it yourself

One chain, six kinds of firm.

A wealth manager, a broker and a fund operator all need the same shape: prove who the client is, on two forms of ID, screen them, and hand the result to whatever system you already run.

  1. age_verification Over 18.
  2. identity_document Passport or licence.
  3. other_document A third document where the engagement calls for one. Two forms of ID, read and matched, not a bill in a drawer.
  4. if_else Every document valid before anything is paid for.
  5. personal_info Name, DOB and country for the screen.
  6. watchlist Sanctions, PEP and adverse media.
  7. delivery_http To your CRM, your core system, or both.
  8. end_ok A verified customer, and no document left on your servers.

Everything before the branch is client-side. The screen is the only line on the invoice.

Frequently asked

The questions we get asked.

We are not a bank. Does this still apply to us?
Expanding AML/CTF obligations reach wealth managers, brokers, lenders, insurers, fintechs, fund operators and superannuation. The obligation is shared, which is why one stack serves all six.
We have no engineering team. What does it take to integrate?
ShareRing Link is a no-code portal: you configure a workflow and receive a result. There is an API for firms that want one, but building is not the entry price.
What are we billed for?
The watchlist screen. Everything before the branch is client-side, so a client who fails on a document or an address never reaches a paid check.
Where does the result land?
In your CRM, your core system, or both, as a signed payload. The documents stay with the client.
Do high-net-worth clients have to email their documents?
No. Sensitive documents move through an encrypted channel from the client's own device, which is what discretion actually requires.

Compliance is that easy. Let us show you.

ShareRing gives you enterprise-grade identity verification without building it yourself.

The ShareRing Me vault on a customer’s phone, holding the verified credential this check produced.
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